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Ensuring Our
Automated Future
Automated Future
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Our Customers
We provide insurance
to developers and operators
across the automation space.
to developers and operators
across the automation space.
By Industry
Agriculture
Developers and operators of autonomous farm equipment and robotic systems such as tractors, harvesters, unmanned aerial vehicles, and robotics arms for harvesting, inspection, spraying, and other use cases.
Construction
Developers and operators of automated construction equipment such as bulldozers, tractors, excavators, CTLs, and other automated machinery used across different construction sites.
Defense
Developers of military vehicles, including leader-follower vehicles, robotic combat vehicles, multipurpose equipment transport, unmanned drones, and more.
Education
Different classes of software and hardware-based educational products and services.
Healthcare
Medical robots assisting with all aspects of healthcare, including nursing automation, monitoring, materials handling, surgery, safety, and other use cases.
Industrial
Operations using industrial-type independent or collaborative robotics such as AMRs for industrial automation of any scale.
By Industry
Logistics
Middle-mile and yard solutions powered by automation and freight management technologies.
Manufacturing
Robotic systems that automate manufacturing processes such as robotic arms, mobile robots, end-of-arm tooling, articulated robots, and more.
Retail
Consumer robotics products and services used in households and commerce.
Security
Robotics-based surveillance, monitoring, and inspection services using unmanned aerial vehicles, ground robots, or software applications with computer vision and data collection.
Transportation
On-road and off-road use cases, including ride-hailing, shipping, and delivery using robotaxis, trucks, robots, drones, and ships.
Miscellaneous
Software or hardware-based products and services providing automation of human tasks across various industries and use cases.
By Category
On-Road
Autonomous vehicles and robots that operate on public roads, including robotaxis, long-haul trucks, box trucks, delivery bots, and shuttles.
Off-Road
Automated vehicles and robots that operate off public roads, such as industrial sites, warehouses, and in the air, including yard trucks, tractors, bulldozers, AMRs, unmanned drones, and other robotic systems.
By Model
Owned Fleets
Companies that develop and deploy automation technologies through a fleet of robots or autonomous vehicles across various use cases.
Non-Owned Fleets
Companies that lease automated vehicles or license autonomous technology to perform a service for their end customers.
By Type
Developers
Companies developing self-driving software that integrate AV stacks with base vehicle manufacturers (OEMs) or produce their own vehicles for autonomous driving.
Operators & Fleets
Companies that own or operate autonomous vehicle fleets such as trucks, robotaxis, shuttles, and more. Safety and efficiency are critical to their day-to-day operations of transporting passengers and moving freight.
Manufacturers & Vendors
Suppliers of base vehicles (OEMs), sensors, and other hardware/software required for autonomy. In hardware, manufacturers supply vehicles equipped with sensors and redundancies. In software, vendors supply tools for simulation, machine learning, and more.
Service Providers
Network providers, teleoperators, fleet managers, repair shops, maintenance companies, safety assessors, and others are central to the autonomous technology ecosystem. Technical failures can cause severe business disruption and lead to considerable financial losses.
By Stage
Research & Development
From early-stage ventures to well-funded enterprises doing R&D, companies must protect their assets from third-party liability, damages, cyberattacks, and intellectual property theft. Additionally, companies must protect their employees from workplace injuries, especially during the development and testing of industrial robotics.
Pilot Programs
Developers and operators performing limited trials in controlled environments to test their technology for its intended use case. Some pilots have simpler operating domains such as warehouses, while other programs run on public streets with human passengers. Deployments without proper risk management practices can lead to accidents, resulting in bodily injuries and property damage that can deter fleet rollouts.
Commercialization
With sufficiently proven technology and necessary permits, developers become operators and open their intended service to private customers or public users. At this stage, companies generate real-world performance data to measure risks beyond simulation or pilot tests. The highest level of protection is recommended at this stage to minimize third-party liability, vehicle damage, and business interruption.
Scaling
Scaling happens when companies experience rapid adoption of autonomous technologies and robotics across their intended use cases. With increased utilization, exposure grows compared to traditional vehicles. Outstanding risk mitigation protocols must be in place to protect developers, fleets, and service providers as fleets are scaled over time.
By Accident
Bodily Injuries
Third-party or first-party losses arising from injuries to people interacting with vehicles or robots.
Property Damage
Third-party or first-party losses arising from damages to vehicles, equipment, or immovable property caused by vehicles or robots.
Operations Interruption
Third-party or first-party losses arising from service disruptions and lost revenue.
Loss of Data
Third-party or first-party losses arising from data breaches, network attacks, or phishing scams directed at a company or its fleet.
By Peril
Software Deficiency
Accidents caused by problems with software performance, maintenance, or development in any part of the vehicle or equipment stack.
Hardware Malfunctions
Accidents caused by problems with hardware component quality, installation, servicing, or redundancy.
Cybersecurity Issues
Accidents caused by software or network vulnerabilities of vehicles, systems, or companies exploited by hackers.
Operational Negligence
Accidents caused by negligence of fleet or system maintenance, updates, care, or operating domain specifications.
Why Choose Us?
Proprietary Coverage
Access specialized coverage and get the best rates. We engineered a complete suite of proprietary data-driven insurance products. Learn More
Risk Management Platform
Our Singularity Platform has everything you need in one place. From smart apps and APIs to certificate generation and risk matrices, all features are integrated and customized. Learn More
Insurance Benefits
Ease of use, competitive rates, and comprehensive policies - take advantage of insurance benefits to grow your use case with peace of mind. Learn More
Our Expertise
Our team has decades of experience in insurance, risk management, autonomous vehicle engineering, and systems safety.
Insurance
Safety
Engineering
We struggled to explain our technology to traditional insurance companies, and we couldn't get covered on time. Working with Koop was a great experience — they quickly got us the right policy!
Bovi Farming Logistics
Koop looked deeply into our autonomy stack, safety practices, and use case to provide us with competitive coverage. We like their focus on robotics and look forward to scaling with their insurance!
Burro Agricultural Robotics
We have a unique use case, so we need an insurance provider that understands robotics. Koop has become our go-to insurance partner as we scale our business!
Electric Sheep Industrial Automation
We were afraid that insuring our autonomous delivery bots would be a painful process, but Koop helped us without any problems. We are very happy to work with them!
Ottonomy Autonomous Delivery
Besides the great drone coverage we got with Koop, they also provide excellent customer service! If anything comes up with our drone operations, we know we can rely on them!
Paladin Drones Security Drones
Our company is rapidly growing in the automated delivery and vending markets. Koop got us everything we needed to support this growth. I highly recommend working with them!
Tortoise Autonomous Delivery
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Technology E&O
Cyber
General Liability
Comprehensive liability coverage for developers, operators, and service providers. Powered by unparalleled technology and industry expertise.
Autonomy is changing industries at an exponential rate
